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Handy payday loans have been providing good people with a variety of credit backgrounds safe and trusted instant payday loans for over 5 years. Whether you have bad credit, poor credit, past bankruptcies, subprime credit, repossessions, or even great credit, we can find you a fantastic deal on your next day loan, and fast! We have made strategic partnerships with the nation's most trusted dealerships to get you a great rate and terms. In some cases, with approved credit, we can even get you financed for zero down!